I am starting this blog to help myself, and anyone else out there in my position, to get out of debt. I have been trying for years to get out of debt, but somehow have ended even more IN debt? I keep asking myself, how did this happen?
It was easy to understand when I was poor, and I was poor for many years growing up. We lived on welfare, shopped at thrift stores, grew our own food and ate our share of "gov" cheese sandwhiches!
But what is my excuse now? My husband and I both have good jobs making over six figures a year, and I am deeper in debt now than ever.
True, we did buy a house and a car, financed of course, and then the house needed some work done so how did we pay for that? You guessed it, credit cards.
When I buy something with credit, which I don't anymore thanks to maxing out every credit card we had, I truly believe I will pay it back right away "when things get better". This is the magical thinking of credit, at least for me it is!
So, I am going to start a journey to TRULY get out of debt, live on a cash only basis and own everything I have out right. It is a tall order, but I am hoping that with some support, and discipline and maybe some tips from others I can finally do it.
I do have a plan, a popular program out there that gives a road map to follow on this journey.
I am not adverstising it but if it starts to work maybe I will share....but I have to stick with it!
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